Frisco TX Non-Bankruptcy Options
Bankruptcy Attorney John F. Williams, Jr. Provides Alternatives to Help You Avoid Bankruptcy
If you’ve been thinking about filing bankruptcy there may be some other non-bankruptcy alternatives you should consider before opting for Chapter 7 or Chapter 13. The Law Offices of John F. Williams, Jr. know that having so much debt can be overwhelming. Sometimes you feel you have no choice but to file for insolvency. We would like you to consider all your options and then make an informed decision. If your level of income, type of liabilities, or type and amount of property make bankruptcy a poor alternative, we can provide assistance with handling individual debts and creditors. By providing Debt Dollection Defense services or debt negotiation services, we can often times provide value services without the necessity of filing a bankruptcy.
Debt settlement allows us to accomplish the goal of being a buffer between you and the collection efforts of creditors. We also attempt to negotiate dramatically reduced settlements on certain individual debts in exchange for a lump-sum payment. Certainly there is no guarantee with this type of service, as some companies are much more willing to negotiate discounted settlements than others. We have helped many clients lower their debt load in a manner that made their debts manageable without filing for bankruptcy relief.
Call our law offices for your FREE CONSULTATION. Please bring two credit reports, a list of all your expenses and income, and statements from any other debts you have that don’t appear on the reports. This will help me evaluate your income and finances to determine your options between bankruptcy and debt negotiation.
The Law Offices of John F. Williams, Jr. are your legal advocates throughout the entire debt consolidation process. We represent you and protect your interests.






