Bankruptcy - Debt Collection Defense

Often times, it becomes necessary to defend a collection lawsuit because the debt has gone so far that a law firm has filed a lawsuit for the purpose of obtaining a judgment in order to memorialize the debt and improve their chances of collecting on the debt.

We can assist with debt collection defense of these lawsuits by filing an answer to answer to the lawsuit to either buy time to work out a debt settlement as described above or even to attempt to get the case dismissed by forcing the creditor to prove their case in court when they may be unable to do so. Many times creditors will sell accounts to collection agencies or third-party collectors who now own the note and the right to pursue the individual debtor. While this is not illegal, it is often times not done properly. In these cases, the new owners of the note don’t have the supporting documentation to prove the existence of the debt or that they own it. By hiring our firm, we can defend these suits, demand proof of the existence of the note and their ownership thereof in court and actually get the lawsuit dismissed when the collection agency is unable to do so.

Call us now at 972-527-4500 to schedule a free appointment with me personally to discuss your options! We are a Designated Debt Relief Agency under Federal Law and we provide legal assistance to consumers and others seeking relief under the United States Bankruptcy Code.