Sometimes, bankruptcy is not the solution for an individual's or a small business' financial or debt problems. Our firm will listen to your unique situation, provide detailed information regarding your bankruptcy and non-bankruptcy options so that you can make an informed decision. If your level of income, type of liabilities, or type and amount of property make bankruptcy a less than ideal alternative, we can provide assistance with the handling of individual debts and creditors. By providing debt collection defense services or debt negotiation services, we can often times provide value services without the necessity of filing a bankruptcy.
Debt collection defense allows us to still accomplish the goal of being a buffer between your and the collection efforts of your creditors while simultaneously attempting to work out dramatically reduced settlements on certain individual debts in exchange for a lump-sum payment. Certainly, there is no guarantee with this type of service as some companies are much more willing to negotiate discounted settlements than others, but many we have helped many clients in this way. Thus, we have helped many clients lower their debt load in a manner that made their debts manageable, without filing for bankruptcy relief.
|
