Bankruptcy - Non-Bankruptcy Alternatives

Sometimes, bankruptcy is not the solution for an individual's or a small business' financial or debt problems. Our firm will listen to your unique situation, provide detailed information regarding your bankruptcy and non-bankruptcy options so that you can make an informed decision. If your level of income, type of liabilities, or type and amount of property make bankruptcy a less than ideal alternative, we can provide assistance with the handling of individual debts and creditors. By providing debt collection defense services or debt negotiation services, we can often times provide value services without the necessity of filing a bankruptcy.

Debt settlement allows us to still accomplish the goal of being a buffer between you and the collection efforts of your creditors while simultaneously attempting to work out dramatically reduced settlements on certain individual debts in exchange for a lump-sum payment. Certainly, there is no guarantee with this type of service as some companies are much more willing to negotiate discounted settlements than others, but we have helped many clients in this way. Thus, we have helped many clients lower their debt load in a manner that made their debts manageable, without filing for bankruptcy relief.

Call us now at 972-527-4500 to schedule a free appointment with me personally to discuss your options! We are a Designated Debt Relief Agency under Federal Law and we provide legal assistance to consumers and others seeking relief under the United States Bankruptcy Code.